Help - Search - Members - Calendar
Full Version: Questionable merchant policy costs students.
CreditBoards > Special Topics > VISA MC policies
webworm98
Visa Debit
Using it as a pin that it is ok (Unless it goes through the visa interlink)
Using it as a signature then it is not ok to have a minimum amount.

Mastercard Debit
Using it as a pin that it is ok. (Not sure if the Maestro Atm Network allows a minimum amount)
Using it as a signature then it is not ok to have a minimum amount.

News
Continental
Idiot Ahmed must be retrained at once.

NO MINIMUMS

NO MAXIMUMS

NO SURCHARGES

NO ID



http://www.mastercard.com/us/personal/en/c...violations.html


Uncle Leo
QUOTE
"The main reason behind it is efficiency," Ahmed said. "When you deal with a high volume situation, where you're going through so many people in a short amount of time, it slows down the line."


That's impossible. Credit (and debit, by extension) card transactions are always faster. rolleyes.gif
webworm98
QUOTE (Uncle Leo @ Apr 10 2009, 11:33 AM) *
QUOTE
"The main reason behind it is efficiency," Ahmed said. "When you deal with a high volume situation, where you're going through so many people in a short amount of time, it slows down the line."


That's impossible. Credit (and debit, by extension) card transactions are always faster. rolleyes.gif


Not always

I had to wait longer for the approval at a some locations then if I paid by cash. This happens with all type of cards. Credit, debit, etc...
GEORGE
QUOTE (webworm98 @ Apr 10 2009, 03:07 PM) *
QUOTE (Uncle Leo @ Apr 10 2009, 11:33 AM) *
QUOTE
"The main reason behind it is efficiency," Ahmed said. "When you deal with a high volume situation, where you're going through so many people in a short amount of time, it slows down the line."


That's impossible. Credit (and debit, by extension) card transactions are always faster. rolleyes.gif


Not always

I had to wait longer for the approval at a some locations then if I paid by cash. This happens with all type of cards. Credit, debit, etc...

SALE WAS $19.98

...various change to make up the $0.98 (including 18 pennies)...no quarters the rest was dimes and nickels

NINE $1.00 BILLS and TWO $5.00 BILLS

The customer counted TWICE

I counted TWICE

WHAT WAS REALLY STUPID ABOUT THE WHOLE DEAL WAS...there was more than a few $20.00 bills that I saw in the wallet

YEP CASH IS KING...and faster

rofl.gif rofl.gif rofl.gif rofl.gif
Uncle Leo
QUOTE (GEORGE @ Apr 10 2009, 04:34 PM) *
QUOTE (webworm98 @ Apr 10 2009, 03:07 PM) *
QUOTE (Uncle Leo @ Apr 10 2009, 11:33 AM) *
QUOTE
"The main reason behind it is efficiency," Ahmed said. "When you deal with a high volume situation, where you're going through so many people in a short amount of time, it slows down the line."
That's impossible. Credit (and debit, by extension) card transactions are always faster. rolleyes.gif
Not always

I had to wait longer for the approval at a some locations then if I paid by cash. This happens with all type of cards. Credit, debit, etc...
SALE WAS $19.98

...various change to make up the $0.98 (including 18 pennies)...no quarters the rest was dimes and nickels

NINE $1.00 BILLS and TWO $5.00 BILLS

The customer counted TWICE

I counted TWICE

WHAT WAS REALLY STUPID ABOUT THE WHOLE DEAL WAS...there was more than a few $20.00 bills that I saw in the wallet

YEP CASH IS KING...and faster

rofl.gif rofl.gif rofl.gif rofl.gif


See? One anecdote and the issue is settled. rolleyes.gif
gallagheria
I worked retail for five years. Credit card transactions were always better as far as ease of transaction. The worst would be checks. Customers would try to use other people's checks and claim it was their spouse or that they could not find their ID. Other cases would be that the address was different. We would always have to write the driver's license number as well as DOB, enter it into the register, and then scan the check, waiting for it to clear.

Cash was okay unless the nasty lady reached into her bra right in front of you and pulled out a wad of damp nasty cash and then hand it to you all folded up. Common with specific customers . . .

Also, it was safer with credit cards because we could always reprint them if they were lost. If you were shortchanged or scammed, you would be out of luck with cash.

webworm98
All I was pointing out was the point of sale machines are sometimes slow.
GEORGE
I have not waited longer than 10 seconds for approval on any credit card in years

Most of the time it is like 1--->3 seconds (maybe 4)

Sometimes the slip takes LONGER to print than authorize

One time in the past 15 or 20 years I waited like
5 minutes at a restaurant for approval (why I have no idea)
Continental
QUOTE (Uncle Leo @ Apr 10 2009, 10:33 AM) *
QUOTE
"The main reason behind it is efficiency," Ahmed said. "When you deal with a high volume situation, where you're going through so many people in a short amount of time, it slows down the line."

That's impossible. Credit (and debit, by extension) card transactions are always faster. rolleyes.gif

…and it takes no longer for a $2 authorization to go through than a $20 one. Idiot Ahmed must be retrained at once. The nerve of that creep trying to weazel his way through violating his customers with such nonsense. Immediately call 1-800-VISA-911. Make sure that horribly behaving Starbucks shapes-up and never attempts a minimum again.

VISA: 1-800-VISA-911.
MasterCard : 1-800-300-3069

Also easily report merchant violations online:

http://www.mastercard.com/us/personal/en/c...violations.html

Check the box that says "Merchant required a minimum"


Make sure your community is 100% violation-free. smile.gif


This is a "lo-fi" version of our main content. To view the full version with more information, formatting and images, please click here.
Invision Power Board © 2001-2009 Invision Power Services, Inc.