No reported information as far as mishandled accounts, outstanding debts, etc. About 4 consumer initiated inquires. Though, I do I have a CO BoA account sent to NCO, but not reported on ChexSystems.

I'm assuming these denials of checking accounts is a mix of my Extended Fraud Alert, and derogatory accounts on my actual CR?

Lame

I do have a savings account with a CU, but I don't think they'll allow a checking account open. I tried another CU about 2 months ago, they said no. She actually said that she couldn't open my CR(FA probably), but could somehow see that there were derogatory accounts, and denied me.


Lamex2

Have you tried to find a non-chexsystems banks?

I guess I feel lucky, I got my chex report in the mail the other day and was blank, everything had "no current information" kinda lame!

Chexsystems isn't the only reporting agency out there that banks use..Telecheck used to provide this service although I don't know if they still do


I would ask the banks that are denying you which database they are pulling the information from so you can get it corrected.

EDIT:
Corrected Telecheck info

Try Citizens Bank
Link: http://www.citizensbank.com/home/

I'm curious about this too.

I had a bad Chex, disputed, got it cleared up, got my letter of everything being all clear and a new report yesterday, applied online to a CU and received the "denial due to chexsystems" response. I'm going to ask for a manual review but I'm curious why this is? I'm also not in telecheck. The only reason for denial stated was chex...