USAA just opened the banking side back up for the general public. Yes, they may use Telecheck and EWS, the latter I can not verify, as I have banked with them for almost five years. However, they are a great bank with excellent benefits. Just call 800-832-3724 or 800-531-bank and tell the representative you want to open a savings and checking. Both offer no fees and plenty of extras. Plus, you can set everything up over the phone with a $25 opening on both accounts I believe.

I can vouch for this .. I use them as my daily bank and they are great.

+1. Can't recommend them highly enough. Why on earth did I stay so long with BOA?

Wish they would open for credit products