hey newbie here ,

this is whats reporting to equifax:

Reported By: Equifax
Reported On: 03/25/2009
Date Opened: 04/01/2007
Account Number: #####
Creditor's Name: AFSA/COLLEGE LOAN CORP
Address: 501 Bleecker St
Utica, NY 13501-2401

COLLEGE LOAN
Old - 03/19/2009
New - 03/22/2009
Comparison


Account No.:
########

Condition: Closed Closed

Balance: $0 $0

Type: Educational Educational

Pay Status: Current Current

Past Due: $0 $0

High Balance: $3,886 $3,886

Terms: 120 Months 120 Months

Limit: $0 $0

Payment: $0 $0

Opened: 06/16/2004 06/16/2004

Reported: 06/10/2007 06/10/2007

Responsibility: Individual Individual

Remarks: Closed
ClosedLate Payments (last 7 years):

30 Days Late: 0 0

60 Days Late: 3 3

90 Days Late: 9 9



Can someone please advise me what to do in the situation to remove this baddie ????????
ive tried disputing it with the CRA it didnt come off, so-
its only reporting on equifax

ok, atleast jus the 1st step

might i add,

this college loan was through the University of Phoenix so this would be considered a institutional loan, and she hasnt paid anything on it

only reporting on EQ

University of Phoenix doesnt offer instutional loans....this is either a private or federal loan. The lates remain for 7 years from the time they occured.

wow, so are you saying that there is no way to get this removed? or do you need me to find out if its a private or federal loan so that u would be able to help me?

sorry for the inconvenience