Hello again,

If your student loans are charged off and then consolidated later and paid, when does the charged off student loan come off? In this situation, what is considered the SOL. The date you missed first pmt or the charge off date?

Now if you have these charged off debts do you want to delete them when the 7 years is up? I know having accts for a long time is good for score but is it better to delete oldest but negative TL?

Thank you,

Jane

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