I'm very new at this. Do not know how much you need to know. I have been following these boards during my recent bankruptcy, it was just discharged. i kept my home w/mortgage. Due to the economy my employer 'revamped' his busines and my 40 hr week job is now 24 hrs. Am looking for work.

Called Wachovia about remodification and could not get past the bankruptcy dept. The main # recording mentions "Homeowner and Stability Plan" at wachovia.com. The bankruptcy dept at Wachovia said they do not have anything like this in place at this time for anyone....keep checking our website for information.

i thought this was a federal initative for all banks,any suggestions. also i would like to thank these boards for helping me thru my bk

thx mike5