hi! i'm having an issue with chexsystems. about 5 years ago, i accidentally let my bank one account go in the negatives. unemployed at the time, i couldn't remedy the situation. JPM has since purchased bank one, and my chexsystems report has a hit on me from JPM. i called JPM to try to settle the issue, but they have no record of my bank one account - or anything linked to my name, social security number, or bank one account number. there is nothing about this on my credit report either. both JPM and chexsystems staff were rather unhelpful. how the heck do i remedy this?

send a letter to chexsystems and request that they remove you since the report is older than 5 years.

will do. i hate that they won't do anything over the phone or online...very inconvenient!