I was in chex with it listed as acct abuse and still got an account through Dollar. You can apply online, so even if it doesn't work you don't have the stress of being declined face to face. It's weird - I think they do pull Chex but it seems like they don't pay any attention to it.

Dollar bank can be a good one yes, it is on my list but be careful, some have been opened and closed later. I would suggest that the report not be recent, not indicate fraud and be paid as well before applying.

my husband and I both got accounts with balances still showing on ChexSystems, and I had one that said acct abuse as well.

We've had the accounts for a couple years now, so their policies may have changed but I thought I'd pass it on. I think I saw them on an internet list of friendly banks, but they were only listed under PA. They are based in Pittsburgh but have branches in NE Ohio as well.

I also had a couple recent NSFs. I'd given my card to my husband to make a deposit for me and he inadvertently used my card to make a purchase that evening instead of his. I called the branch manager and told him what happened and he credited me back half the fees.