QUOTE (webworm98 @ Jan 15 2009, 09:57 PM)

QUOTE (jw1980 @ Jan 15 2009, 08:29 PM)

Large batches of card or ACH processing typically flow over private networks across the public Internet. The days of dedicated lines between an acquirer and the payment network are basically over.
In that is the case, How is anything secure then?
I always thought when using an atm, paying in person or by phone that it never goes over the internet.
It is very secure. Traffic from any source is heavily encrypted, and larger volumes of traffic pass across a secure virtual private network (VPN) between the source and the destination.
The risk of interception and decryption is practically zero. It doesn't happen in the real world. When there is a breach, it almost always involves the compromise of a computer system with malicious software or by means of a weak password. Hackers and identity thieves are not intercepting traffic flowing across the Internet. It is of no use to them.