I spoke with an Edfinancial rep and they said they were only able to put my loans in forbearance in 6 months intervals. It used to be 12 months, but she said there was a change in the law that prompted their change. I know I can call back in 6 months and ask for another 6 months, but I need it to be 12 months.

Direct Loans (do not currently have any loans with them), however, is able to do 12 months at a time.

Anyone know anything about this or put their loans into forbearance (temporary hardship) recently? In particular, with Edfinancial or NTHEA?

Any help is greatly appreciated.