QUOTE (slydogstreasure @ Jan 8 2009, 09:32 PM)

My fiancee can only work part time now due to our baby daughter being born,with that she can`t afford to pay Sally Mae 180 a month and has missed at least 4 payments in a row.She would like to make smaller monthly payments? any info or any help and suggestions? thanks.
What type of loans are these, federal or private?? If federal, she can get a deferment. If private, there are not that many options and she will need to contact the lender.