I have a medical bill that I was paying on $20 a week. The doctor said that was fine. Suddenly my bill went to collections without any warning. They stated I owed $515 when I knew I only had a remainder around $300. I disputed it and got detailed billing back a couple weeks later from the CA. They are also billing a total of $265 for a "preexisting condition". Now I have never been treated or diagnosed with this before and I know it is not a preexisting condition. I had filled out paperwork to dispute this with my insurance company and the doctor said he had taken care of it. Now 2 years later it's in collections and it should not be there.
Since it went to collections who do I dispute it with? Should I call the CA and tell them or the doctor? I am willing to pay what I owe, just not what my insurance should have paid for since it was not preexisting.
Full Version: Medical Debt in collections is wrong! What to do next?
QUOTE (itzmelanie @ Jan 2 2009, 05:50 PM) 
I have a medical bill that I was paying on $20 a week. The doctor said that was fine. Suddenly my bill went to collections without any warning. They stated I owed $515 when I knew I only had a remainder around $300. I disputed it and got detailed billing back a couple weeks later from the CA. They are also billing a total of $265 for a "preexisting condition". Now I have never been treated or diagnosed with this before and I know it is not a preexisting condition. I had filled out paperwork to dispute this with my insurance company and the doctor said he had taken care of it. Now 2 years later it's in collections and it should not be there.
Since it went to collections who do I dispute it with? Should I call the CA and tell them or the doctor? I am willing to pay what I owe, just not what my insurance should have paid for since it was not preexisting.
Since it went to collections who do I dispute it with? Should I call the CA and tell them or the doctor? I am willing to pay what I owe, just not what my insurance should have paid for since it was not preexisting.
Is this on your credit reports??
Opt out
http://whychat.5u.com/OPTOUTINST.HTML
If it is on any of your reports, dispute it to the CRA with this ( follow ALL the directions)
http://whychat.5u.com/hipaadisp.html
At the SAME TIME, whether or not it is on your reports, send the CA this;
http://whychat.5u.com/ltrcavalhipaa.html
This is a "lo-fi" version of our main content. To view the full version with more information, formatting and images, please click here.