I actually got an account with these guys today. I am in both Chex's and Telechex. I am dealing with ID Theft, and haven't had time to fight with these guys yet. So I searched and searched, and found River City CU. Its located in San Antonio, TX. If you live in Bexar county, you qualify. I know if you are in Telechex, they will only give you a savings acct. But hey its better than nothing.

There are several banks and credit unions in San Antonio that would give you a checking and savingsaccount even if you are on chex and telecheck depending on what you are looking for