shelby2007
Dec 2 2008, 02:13 AM
Your Age? 46
Your Equifax Credit Score? 577
Your Experian Credit Score? 479
Your TransUnion Credit Score? 539
How many years have you been on file with Equifax? 27
How many years have you been on file with Experian?27
How many years have you been on file with TransUnion?27
YOUR PREVIOUS AUTOMOTIVE CREDIT HISTORY
Do you have an open auto loan? NO
Will this open auto loan be a trade-in? NO
How many late pays within the last 12 months on the currently open loan? zero, closed 10/08
How many late pays within the last 13-24 months on the currently open loan?zero
Your current open auto loan is financed with? was Mission Federal CU
Your current open auto loan payment is? $597
Estimated amount you may be upside down in this vehicle? returned in BK 10/08, zero
Rate your payment history on this open auto loan from 1-10 (1=poor:10=Best)10
YOUR REVOLVING CREDIT HISTORY
Total number of revolving account(s) you have?3
Total percentage utilized overall?35%
How many of your revolving accounts are store cards?1
How many of your revolving accounts are major credit cards? (i.e. Amex, MC, Visa)2
How many of your revolving accounts are known subprime credit cards (i.e. Aspire, 1st Premier)1 orchard
YOUR PERSONAL INFORMATION
How long at your current residence?3 years
Do you Rent or have a Mortgage, or Live w/Relative or Other?rent
Your Monthly Rent or Mortgage payment?$2500
How long have you held your current job?12 years
Your total provable monthly gross income is?2007=10,416 2008=14,507
Your provable monthly gross income is provable via what method? (i.e. computerized paycheck stub, or tax return, or bank statements)taxes and bank statments
Is there additional monthly income? 0 What amount monthly?0
Describe the source.
Is the additional monthly income provable?
Spousal income is not applicable.
YOUR DOWNPAYMENT
Please tell me your exact down payment in cash? (rebates and trade equity are not considered, please input a dollar value only.)$5,000
Does any credit repository contain any Public Record? BK discharged 10/20/08. Incl. 2 judgements
If yes, please very briefly describe.
Does any credit repository contain any Collection Account(s)?
If yes, please very briefly describe. No open collections post BK
Please rate your overall creditworthiness on a scale of 1-10 (1=poor, 10= best)7
Please rate your Installment credit history on a scale of 1-10 (1=poor, 10=best)7
Please rate your Revolving credit history on a scale of 1-10 (1=poor, 10=best)2
New or Used vehicle you are considering: Please very briefly describe.
$25,000 04/05 Audi A8, BMW 7 series, <60/75K miles