There are no “ID checks” allowed with signed credit cards.
CREDIT CARD SIGNATURE IS ALL THE ID NEEDED
When you pay for merchandise with a Visa card, MasterCard, or American Express any store that accepts these cards should accept yours too, no questions asked. It's part of the deal that merchants agree to when they become participating members.
They must check your signature and the card - electronically or by telephone - to be sure it's valid. Once the answer comes up yes, they can go ahead and charge. They can't ask you for any further identification - not a license plate number, Social Security number, proof of address, phone number or picture ID.
Your personal ID isn't needed because Visa, MasterCard, and American Express all guarantee payment on cards that have been properly checked. If the issuer mistakenly authorizes a sale on a bad card, it should make good. MasterCard says that merchants receive instant settlement. The contract MasterCard merchants sign specifically prevents them from asking for personal ID.
Unfortunately, not all merchants play by the rules. Some, apparently, haven't read them.
WHAT YOU CAN DO
MasterCard wants to hear about merchants who break their rules. Send the name and address and an account of what happened to MasterCard WorldWide 2000 Purchase St. Purchase, NY 10577. The merchant's bank will get a stiff letter, ordering it to investigate and bring the offending store into line - or pay a $2,000 fine.
Visa enforces the same rules as MasterCard. "When we hear about a violation, we ask the bank that signed the merchant to get together with the merchant and see that the practice is stopped," Visa representative states. To report a merchant, send a letter to the bank that that issued your Visa card or call 1-800-VISA-911.
American Express also prohibits merchants from asking for IDs. "All a merchant is supposed to do is take an imprint, make sure the signature matches and swipe the card through the terminal, to get authorization."
CREDIT CARD SIGNATURE IS ALL THE ID NEEDED
When you pay for merchandise with a Visa card, MasterCard, or American Express any store that accepts these cards should accept yours too, no questions asked. It's part of the deal that merchants agree to when they become participating members.
They must check your signature and the card - electronically or by telephone - to be sure it's valid. Once the answer comes up yes, they can go ahead and charge. They can't ask you for any further identification - not a license plate number, Social Security number, proof of address, phone number or picture ID.
Your personal ID isn't needed because Visa, MasterCard, and American Express all guarantee payment on cards that have been properly checked. If the issuer mistakenly authorizes a sale on a bad card, it should make good. MasterCard says that merchants receive instant settlement. The contract MasterCard merchants sign specifically prevents them from asking for personal ID.
Unfortunately, not all merchants play by the rules. Some, apparently, haven't read them.
WHAT YOU CAN DO
MasterCard wants to hear about merchants who break their rules. Send the name and address and an account of what happened to MasterCard WorldWide 2000 Purchase St. Purchase, NY 10577. The merchant's bank will get a stiff letter, ordering it to investigate and bring the offending store into line - or pay a $2,000 fine.
Visa enforces the same rules as MasterCard. "When we hear about a violation, we ask the bank that signed the merchant to get together with the merchant and see that the practice is stopped," Visa representative states. To report a merchant, send a letter to the bank that that issued your Visa card or call 1-800-VISA-911.
American Express also prohibits merchants from asking for IDs. "All a merchant is supposed to do is take an imprint, make sure the signature matches and swipe the card through the terminal, to get authorization."
Totally shocking and illegal. That horribly behaving restaurant needs to shape up immediately. Make sure your community is 100% violation free. 
CREDIT CARD SIGNATURE IS ALL THE ID NEEDED
When you pay for merchandise with a Visa card, MasterCard, or American Express any store that accepts these cards should accept yours too, no questions asked. It's part of the deal that merchants agree to when they become participating members.
They must check your signature and the card - electronically or by telephone - to be sure it's valid. Once the answer comes up yes, they can go ahead and charge. They can't ask you for any further identification - not a license plate number, Social Security number, proof of address, phone number or picture ID.
Your personal ID isn't needed because Visa, MasterCard, and American Express all guarantee payment on cards that have been properly checked. If the issuer mistakenly authorizes a sale on a bad card, it should make good. MasterCard says that merchants receive instant settlement.
Unfortunately, not all merchants play by the rules. Some, apparently, haven't read them.
WHAT YOU CAN DO
MasterCard wants to hear about merchants who break their rules. Send the name and address and an account of what happened to MasterCard WorldWide 2000 Purchase St. Purchase, NY 10577. The merchant's bank will get a stiff letter, ordering it to investigate and bring the offending store into line - or pay a $2,000 fine.
Visa enforces the same rules as MasterCard. "When we hear about a violation, we ask the bank that signed the merchant to get together with the merchant and see that the practice is stopped," Visa representative states. To report a merchant, send a letter to the bank that that issued your Visa card or call 1-800-VISA-911.
American Express also prohibits merchants from asking for IDs. "All a merchant is supposed to do is take an imprint, make sure the signature matches and swipe the card through the terminal, to get authorization."
CREDIT CARD SIGNATURE IS ALL THE ID NEEDED
When you pay for merchandise with a Visa card, MasterCard, or American Express any store that accepts these cards should accept yours too, no questions asked. It's part of the deal that merchants agree to when they become participating members.
They must check your signature and the card - electronically or by telephone - to be sure it's valid. Once the answer comes up yes, they can go ahead and charge. They can't ask you for any further identification - not a license plate number, Social Security number, proof of address, phone number or picture ID.
Your personal ID isn't needed because Visa, MasterCard, and American Express all guarantee payment on cards that have been properly checked. If the issuer mistakenly authorizes a sale on a bad card, it should make good. MasterCard says that merchants receive instant settlement.
Unfortunately, not all merchants play by the rules. Some, apparently, haven't read them.
WHAT YOU CAN DO
MasterCard wants to hear about merchants who break their rules. Send the name and address and an account of what happened to MasterCard WorldWide 2000 Purchase St. Purchase, NY 10577. The merchant's bank will get a stiff letter, ordering it to investigate and bring the offending store into line - or pay a $2,000 fine.
Visa enforces the same rules as MasterCard. "When we hear about a violation, we ask the bank that signed the merchant to get together with the merchant and see that the practice is stopped," Visa representative states. To report a merchant, send a letter to the bank that that issued your Visa card or call 1-800-VISA-911.
American Express also prohibits merchants from asking for IDs. "All a merchant is supposed to do is take an imprint, make sure the signature matches and swipe the card through the terminal, to get authorization."
I feel safer when places ask for I.D. Too easy for crooks otherwise, someone has to pay!!
The waitress said she only checks when needed, if it says See ID, and even admitted to not checking then if too busy.
A lot more than I can say for a store I went today with nice signs posted:
"ATTENTION CREDIT CARD USERS: To combat credit card theft and protect our valued customers from identity theft, we will be asking all credit card users for additional identification at the time of purchase." The cashier wanted no ID, but when I asked about the signs, told me they were informed via email to ask for ID on all credit cards but still accept the card without ID if a customer did not have ID. Therefore, this cashier saw no point in asking anyone for ID.
A lot more than I can say for a store I went today with nice signs posted:
"ATTENTION CREDIT CARD USERS: To combat credit card theft and protect our valued customers from identity theft, we will be asking all credit card users for additional identification at the time of purchase." The cashier wanted no ID, but when I asked about the signs, told me they were informed via email to ask for ID on all credit cards but still accept the card without ID if a customer did not have ID. Therefore, this cashier saw no point in asking anyone for ID.
QUOTE (thelowpriceleader @ Nov 22 2008, 05:00 AM) 
The waitress said she only checks when needed, if it says See ID, and even admitted to not checking then if too busy.
A lot more than I can say for a store I went today with nice signs posted:
"ATTENTION CREDIT CARD USERS: To combat credit card theft and protect our valued customers from identity theft, we will be asking all credit card users for additional identification at the time of purchase." The cashier wanted no ID, but when I asked about the signs, told me they were informed via email to ask for ID on all credit cards but still accept the card without ID if a customer did not have ID. Therefore, this cashier saw no point in asking anyone for ID.
A lot more than I can say for a store I went today with nice signs posted:
"ATTENTION CREDIT CARD USERS: To combat credit card theft and protect our valued customers from identity theft, we will be asking all credit card users for additional identification at the time of purchase." The cashier wanted no ID, but when I asked about the signs, told me they were informed via email to ask for ID on all credit cards but still accept the card without ID if a customer did not have ID. Therefore, this cashier saw no point in asking anyone for ID.
Maybe from now on I'll show the butt of my pistol and ask if that's sufficient ID.
QUOTE (MountainMan_60 @ Nov 22 2008, 01:16 AM)
I feel safer when places ask for I.D. Too easy for crooks otherwise, someone has to pay!!
PROVE THE CARD I AM USING IS NOT MINE
NO MINIMUM CHARGE
NO MAXIMUM CHARGE
NO FEE TO USE A CREDIT CARD
**NO ID ON A SIGNED CREDIT CARD**
NO MINIMUM CHARGE
NO MAXIMUM CHARGE
NO FEE TO USE A CREDIT CARD
**NO ID ON A SIGNED CREDIT CARD**
QUOTE (GEORGE @ Nov 22 2008, 08:33 PM)
NO MINIMUM CHARGE
NO MAXIMUM CHARGE
NO FEE TO USE A CREDIT CARD
**NO ID ON A SIGNED CREDIT CARD**
NO MAXIMUM CHARGE
NO FEE TO USE A CREDIT CARD
**NO ID ON A SIGNED CREDIT CARD**
Obviously it is a major security and identity theft risk, extreme invasion of privacy, and a no-brainer to keep your ID to yourself. No reasonable adult would hand over their ID to some crooked cashier in Kennewick or anywhere. The most important thing is to make sure it never happens again, so if any violating merchant should ever pop-up in your community, make sure they are eliminated/brought back into line immediately - 1-800-VISA-911.
Never show ID for signed credit card purchases.
No ID required for signed credit card purchases. Merchants cannot require ID.
If a merchant tries to require ID, immediately call 1-800-VISA-911 to ensure they never do again.
VISA: 1-800-VISA-911
MasterCard: 1-800-300-3069
Also easily report merchant violations online at:
http://www.mastercard.com/us/personal/en/c...violations.html
Check the box that says "Merchant required ID"
Never show ID for signed credit card purchases.
No ID required for signed credit card purchases.
Make sure your community is 100% violation-free.
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