QUOTE (boston_012 @ Nov 13 2008, 10:07 PM)

Hi
I overdrew my WaMu checking account a while back, and in order to restore the account I need to pay the total amount of overdraft back in cash (they won't accept a check).
Am I listed in Chexsystems? Because it would be easier to just open an account elsewhere as money is really tight right now and I can't spare the $100 they want.
I am new, and this is my first post. However, I know about this type of situation because I just went through it. I would NOT
assume you are in ChexSystems based on this information. Pull your report.
My ShareBuilder account was on auto-draft back in December of last year when my Wells Fargo account didn't have enough money in it. The account went negative and drafted a couple of more attempts for ShareBuilder. All told, I was about $125 in the hole and my account was closed before I could do anything about it.
I've assumed since January of this year that I was in ChexSystems, and was just glad I had already opened a credit union account before this happened. I ordered my ChexSystems report last week to find out how much was reporting as owed so I could start cleaning things up. As it turns out, for some reason, my report is clear. I called ChexSystems to confirm this, and it is true. Somehow, I dodged the bullet and they did not report my closed, overdrafted account.
Pull your report and find out for sure!