Just a quick question. I have a medical dental bill which was IIB from Oct 2005. It still remains on my credit report. Do I still follow the same instructions for the medical bill. This one is inaccurate I think since it was included IIB. How do I proceed.

dllceo

Yes, opt out, delete old addresses, send the initial medical dispute letter;
http://whychat.5u.com/hipaadisp.html

DO NOT mention that it was IIB as all that will do would be to cement it to your reports with an IIB notation.

Thank you for your reply why chat. I opted out and deleted old addresses during my first stages of credit repair. I will send the medical dispute letter to each CRA per your instructions.

Thanks again.

dllceo