QUOTE (Why Chat @ Oct 16 2008, 03:14 PM)

You can do what you wish, however a PFD seldom works. At BEST you will have it reporting as a "paid" collection. In addition, once you have made any offer in writing to the CA you can no longer use the HIPAA letter program.
Found this on another post.
Thanks WhyChat!
This is what I was looking for.