I was laid off and couldn't afford my loans on unemployment. By the time the paperwork to file for a temporary deferrment came and went back to them, I was late. At first they denied me and I had to refile. Now they are on hold until 1/09.

I got my credit reports and they are reporting as accounts in negative standing. They dated the unemployment back to the date I became unemployed which is when I started being late.

And because they consider 5 disbursements, 5 different loans, all 5 are reporting negative.
Shouldn't they just be fine, basically not negative?

Retroactive deferments and forbearances don't affect reporting. They'll continue to report lates for every payment that was in fact late.