I am semi-familiar with opt-out process from reading the medical credit forum.

Tonight at a dealer (fiancée and I were looking into a vehicle,) we began paperwork and the first sheet states an opt-out form is available. I ask for it. The finance guy(? - sales guy was a total rookie) says they don't have one because it's a private dealership so to opt out would be to walk out.

We did walk out for different reason. But in coming across this situation, their lack of a form that's clearly stated to be available is another one of those situations we could not have prepared for.

Thoughts?

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What exactly were you going to opt out of?

I don't call it an opt out notice. If most are like my dealership, then they call it a privacy notice. It does give the consumer the ability to opt out. It's usually all one one form.

Sample of my Privacy Notice. Click to view attachment

any opinions on a dealer refusing to provide the opt-out section?

Did you become a customer of the dealer?

No we did not. We ended up not providing our info to them, based on the "the door is your opt-out" bit.

And thankfully we did not run into this with the other 2 dealers at which we shopped this weekend.

We actually only provide an opt out notice to our customers.

Some dealers will do it as an attachment to the credit application, others, like myself will have it completed in the F&I office. You'll notice on my sample, I've already made the choice for the consumr and opted them out. We don't sell our lists anyways, and I've never worked for a dealer who actually did sell their consumer information.

It's a trivial form at best, nevertheless, a required form since the late 1990's.