After reading through the board, I decided to fax in my bankruptcy papers and give it a shot. Got a notice in the mail a few weeks later informing me I was removed. I know it doesn't work in every circumstance, but it is definitely worth a shot. Thanks mca and CB.

Lately yes they have been removing those that filed a bankruptcy. It is definitely worth a shot

What is the fax number to chex in order to send bk papers?

fax at 602-659-2197

---Sorry posted on wrong topic

What letter did you use, hendry?

Thanks.

You have to request your report, then fill out the complaint form and fax it to chex along with your discharge.

Some are just maling / faxing in the papers with a simple dispute letter

Your Name
Your Address
Chexsystems Consumer Relations
7805 Hudson Road
Suite 100
Woodbury, MN 55125
Date
RE: Consumer ID # (your consumer ID # here)

To Whom It May Concern:
I filed a bankruptcy on (date) which included the debt that you show on your records. I was advised that sending in proper documentation showing that the debt was included in my bankruptcy and was discharged on (date) would allow this record to be removed. This report is SEVERELY (if not completely) restricting my banking abilities.

If the debt described above has been resolved, I ask that you remove, or have removed, any derogatory marks from my Chexsystems, and Credit reports per the FCRA and send me confirmation that you have done so within 30 days of this letter. Thank you for your time and assistance with this important matter.

My contact information is as follows:

Your Name (printed or typed, not signed)
SSN
Address