Hello,

I have MULTIPLE checking accounts to earn bonuses that was offered ( Free Money, Rewards ) so on so fourth.

Before anyone asks, I reported all free money as interest as required by IRS on 1099.

I always meet the requirements of the account and I have never had any issues with any bank.

I've had one or two NSF's but I always call the bank the next day and explain the reason and they always refund me back both times due to a transfer from Etrade to my savings account. PNC says no problem and refunds it back.

I have never overdrawn on anything except NSF on those 2 Etrade transfers.

Am I asking for trouble for having a lot of accounts or what?

BTW, is there a way I can view my Chexsystems report online?

No you can not review your report online , you need to go to www.chexhelp.com to get a free copy of your report sent to you. Generally you will have it in a few weeks

But do you see any issues with having so many checking accounts.

As far as having too many accounts, chexsystems will sometimes flag your report as possible fraud activity if you open too many deposit accounts in a certain period of time. So in that sense yes it can be a problem. Many people have problems keeping track of too many accounts but I am sure that everyone is different and you may have no problems at all