reporting as 150+days late now, which was accurate
I called recently after realizing my loan was not defferred (they sent a letter "pay 11k now"!), I called
end result, im am current as of aug as long as I pay the $150 in fees, which i've done
Great!
So this is still 120+/150+ late on all cr's but i got a ltter today from SM
Summary:
recently disscussed forbearance, "voluntary forbearance has been applied to your account", confirmed by this notice
forbearance 10mo beginning 9/25/07 (retroactive)
it gets even more boring from that point on
but from my interpretation of what little i know, i'm current now right?