I had a loan with AES/PHEAA/TERI in Dec of 03. This loan defaulted in Jul of '06 due to me transferring schools in Jan of '06 and them not getting the info somehow. This loan is now being passed along from JDB to JDB. At least 10 since defaulting. I DV/Dispute the CAs they come off the CR and are passed to the next. Some don't even give me time to validate before the next one's calling/sending letters. Many don't report either. I had one CA send me a half a** validation, in which I discovered AES doesn't even have the original contract any longer. I dispute AES, they validate every time. Even sent me a fraud packet once. I called them about it and they said that if I had any further dispute with information on my CR to take it up with the CRA. I told them not so politely it shouldn't be on there anyway, they tell me to call TERI. I call TERI and all their prompts either run me back through the same 2 menus, lead me to a voicemail, mailing address, and/or fax #, or simply HANG UP IN MY FACE!
I want it either corrected to the status it SHOULD be (which is deferred) or it needs to be deleted. What are my options??? CBC/AES/NCT
Address:
1200 N 7TH ST
HARRISBURG, PA 17102
No phone number available
Account Number:
XXXXXXXXXXXXXX
Address Identification Number:
XXXXXXXXX
Status:
Claim filed with government/Account charged off.
Status Details:
This account is scheduled to continue on record until Sep 2012.
This item was verified and updated on May 2008.
Date Opened:
12/2003
Type:
Installment
Credit Limit:
$7,486
Date of Status:
08/2006
Terms:
239 Months
High Balance:
N/A
Reported Since:
01/2004
Monthly Payment:
$0
Recent Balance:
$0
Last Reported Date:
08/2006
Responsibility:
Individual
Recent Payment:
$8,983
Creditor's Statement:
Transferred to recovery.
Account History:
Claim filed with the government as of Aug 2006
Charge Off as of Jul 2006
180 days as of Apr 2006 to Jun 2006
150 days as of Mar 2006
120 days as of Feb 2006
90 days as of Jan 2006
60 days as of Dec 2005
