Okay so I totally screwed myself by not applying to JFCU weeks ago. Now they use chex.
What other credit unions in the CA area can I try? I really need a regular local bank I can walk in and deposit my paychecks to. We don't have direct deposit. I can't believe I missed out on JFCU!!! I am still going to finish my application with them. I already applied a week and a half ago but they needed my notarized DL and a proof of current address because we're military and DL addy doesn't match house.

On my application I sent them it had my info I believe... like SSN and such. So any chance that they might not run me?

There is an Island Credit Union, San Diego Credit Union... I am just scared to call and ask them if they run Chex... like if they don't and I ask.. then they will run it on me because I asked or something.

May you should try pen fed or if you qualify you check out Navy FCU.

Pen Fed is now using chexsystems ( as of just recently )

Correction to all of the above ...so sorry but bad information was given to me ........... JFCU still does NOT use chexsystems and neither does PENN FED

here is the info on them both


JUSTICE FEDERAL CREDIT UNION

http://www.jfcu.org


-THEY DO NOT USE CHEXSYSTEMS AND ANYONE CAN GET AN ACCOUNT The only thing they do require is that you are affiliated (join NSA) with them. In addition they do require a notarized copy of DL. They also do a soft pull on your credit report for verification purposes only.


MEMBERSHIP

If you're not eligible to join Justice FCU through any of the employee groups listed above and you are not a relative of an eligible individual, you can still join Justice FCU by first becoming a member of the
National Sheriffs' Association (NSA).

go to www.sheriffs.org and sign up that way and it cost $20.00 for the cheapest NSA membership... In about 2 weeks you will get a card from them copy it and mail it in with your application to JFCU OR

Once you pay online for the NSA membership you will receive an email within 24 hours stating your membership #. Print that and they will accpet that rather than waiting for your card.


EMAIL:01-22-08
Dear Prospective Member,
Thank you for contacting Justice FCU. We will obtain your credit report when the application is submitted and use this for verification of your identity. Other documentation may be required to complete the application. Unfortunately we would not know until you submitted your application if this would be true in your case. You may submit your application by phone or you may print, complete and mail your application with your deposit to 5175 Parkstone Drive Suite 200 Chantilly, VA 20151. Our application is available under Forms and Applications on our homepage.
Thank you,
Tracey
Communication Services Branch


ATM/Shared branch locator ( go here to see if there is one near you)
http://jfcu.locatorsearch.com/searchresults.aspx



Dear Member,

Thank you for contacting Justice FCU. We do not offer business accounts at this time.

Thank you,

Susan
Communication Services Branch
703-480-5300 1-800-550-5328
Monday - Friday 8:30 am - 8:00 pm EST

----------------------------------------------------------------------------------------------------------------------------
APPARENTLY PEOPLE ARE HAVING PROBLEMS WITH JOINING THEM THROUGH THE ALUMNI... IT LOOKS AS IF TOO MANY PEOPLE FROM OUR BOARD HAD TRIED TO JOIN AT ONCE SO THEY STARTED TO DENY ACCOUNTS BASED ON OTHER REASONS


Penn State Federal Credit Union
http://www.pennstatefederal.com

Email:
Hi Mary,
We donot use outside resources such as chexsystems, telecheck, or EWS to verify other accounts. We do use credit bureaus if you apply for any credit.

If I can be of further assistance feel free to call me at 814-865-3978.

Thanks for your interest.

Kate


Email #2 5-22-08

Mary,
You can join if you (or someone in your family):
• work for Penn State University;
• attend class at Penn State University;
• are retired from Penn State University;
You can also join the Centre County Chapter of the Penn State Alumni Association if you do not meet the above criteria. We can handle the processing of the Penn State Alunmi application at our office.

There are also about 30 small businesses in the State College area that are Company Partners of Penn State Federal. Where are you employed?

Please let me know if I can answer any other questions for you.
Thank you
Gail


ANYONE CAN JOIN BY

joining the Penn State Alumni Association (Centre County Chapter) FOR 10.00

http://cccpsaa.org/membership.html is the website join the alumni

they are part of a shared network..check to see if one is near you

http://www.cuservicecenter.com

-email about deposit from home "udeposit service"

Hi Mary,

If you go to our website "www.pennstatefederal.com" and scroll down on the menu on the left side of screen to "credit union service centers". Click on this heading. Complete the screen with an address and the system will respond with service centers closest to you. When you go to a service center you need to know your membership account number.

To have "Udeposit" service your account needs to be established for six months and no negative activity such as "insufficient funds.

If you have other questions feel free to call me at 814-865-3978.

Kate

I saw that you corrected the info. Penfed does not use Chex.

Penfed - Pentagon Federal Credit Union does a hard pull on Equifax when you apply for a checking account with them.

At least, they did me when I applied 8 months ago.

I don't know if they pulled Chex or not. My Chex report is clean.

I am in chex and telecheck, and justice said they'd only approve me for savings

MAYBE IT'S TELECHECKS

Email from Penn

You mean Penfed????

Was this from Penfed or from Justice?

so did we ever get a final answer on JFCU, chex or no chex? recent confirmation?

Knight.. that email was from PenFed.

As far as Justice Federal, they are very picky now about memberships that are through the National Sheriffs' Association (NSA).Most are being denied. But no they still do not use chexsystems.

hmmmm....what reason are they giving for denial?

I have heard because the applicants are not local and for other credit issues ..I also heard that they are not giving memberships through the alumni anymore but it still states on the web site that they indeed do