Ok I'm no longer in chexsystems and haven't been in since July 07 I have three other bank accounts 2 with citi and one with my local credit union. Since my sister and I split bills and we decided to go to BOA and have me added to her bank account to make bill paying a bit easier. The guy called chex and they reported no negative items. But he looks in his system and I was denied something about no retail?? So he asked his boss and told her that when he called chex they said there's nothing negative to report. But she said since BOA system is still reporting that I have a negative item in chex I couldn't be added to her account. Can they do this??? The original debt was with WAMU and before I knew about this chex system thing I did attempt to open an accout at BOA but they denied be back in 03 since I was in chex at the time. Since I've been removed from chex I got 2 credit cards (my first) and 3 new accounts with other banks so what is the problem? I'm trying sooooooooooo hard not to care because personally I hate BOA but I really want to know why are they are still denying me a bank account if I'm out of chex???

BOA also uses EWS.. so I am thinking maybe that but since they said chexsystems retail, I am thinking SCAN. Try giving SCAN a call to see if you have anything reported there. Maybe a check that was once returned to a store or something. If I have to guess, you could appply right now online and be approved. Just a guess.