Does anyone here know if offset tax returns and stim. pkg. money are applied to the balance of defaulted SLs? How long does it take to register on DOEs and/or CAs system? What is the process?

Or does the money just evaporate into govt air?

I just started rehabing my loans, and my balance is $18,000, which I'm assuming includes the 25% CC.

I would hate it if $3,000 just disappeared next month.

Or should I wait until Dec. to file, a month after rehab is complete?

Thanks.

When I was going thru rehab, I did not file till late in the year.