Hi,

Recently, my doctor filled out and mailed the form that would declare me totally and permanently disabled. The forms came back to me rejected. Apparently, what she wrote was vague and unconvincing. She has agreed to redo the forms, however, I don't know how to assist her in making my case sound convincing. I'm on public assistance, so I don't have the option of finding another doctor that easily.

Basically, in a nutshell, how does a physician use those two lines provided on the form to convince my creditors that I am totally and permanently disabled?

I appreciate your suggestions

sorry about your disability, but is the physician only limited to those two lines? he/she can't attach another form explaining your condition in detail to it?

from what i know, my uncle had a stroke and my mom was his court appointed conservator. she was able to requests documents, doctor's letter and physical therapist certification and she sent those off to the SL people. however, he had some private loans and they didn't accept those.

The physician is not limited to two lines. The form specifically says that additional pages can be attached if necessary.

I am new here but I am a former disability rights advocate. I advise you to have a straight talk with your doctor. Unless you have a wet behind the ears newbie on your hands, doctors know what to say on these forms; it's part of their medical training. However, doctors are often caught in between a rock and a hard place. They want to please their patients and help them; yet at the same time they don't want to lie and make a person's condition seem worse than it is, this could get them brought up for an ethical violation. In essence, they pass the buck by writing something vague and unconvincing hoping that when they get turned down (as they know they will get turned down) the patient will become discouraged and go away.

It's not your job to help her write the forms; that's her job and she knows it. She's trying to pass the buck because she don't want to take responsibility for what she has to say. I've seen this a hundred times. You need to confront her and ask her specifically what it is about your condition that makes her write something that is vague and unconvincing. Doctors know the magic words to write.

While I don't know all the details, and I could be off base, I'd bet that she doesn't really think you are, in fact, totally and permanently disabled but doesn't have the guts to tell you that to your face. Don't let her push you around. It's her job in this process to say "yes" or "no"; she's the medical professional. Not only are you counting on her doing her job, so are the people who made up the forms.