Well guys applied for the Penfed Cash Rewards Visa, I asked for $35k. I already have a 8k loc with them. So I applied on the 24th and the 25th got declined gave them a call, the rep told me to write a recon letter which I did. I waited till today and gave them a call, the rep put me on hold for about 10 mins and came back and said I was approved

Now I'm just going to transfer all my accounts over to Penfed build a better relationship and shoot for some other limits in a few months.