I mailed a dispute to ChexSystems about two weeks ago (CMRRR) and just got a letter from them. It states "Please be informed that your file has been forwarded to the appropriate personnel for handling. If a reinvestigation is necessary, we will contact the source of the information to request that they verify the accuracy and completeness of information they sent to us." They also included a form titled "Consumer Request for Reinvestigation".
I'm confused, are they currently investigating the dispute or are they waiting for me to fill out and mail them the form? I've already sent them the Consuderm ID, Name, SSN, etc., but I did not include a driver's license # which they ask for.
If for some reason it comes back as verified, is there anyway to get out of ChexSystems? My wife still has two more years for it to be five years old and it is ridiculous that she cannot even get on my checking account and write checks despite the length of time I've had my checking/savings accounts and our high level of household income.