TIA!

http://creditboards.com/forums/index.php?showtopic=317265

Unfortunately some banks will do a hard pull on credit when a person applies for a checking account. Some will only run one for identity purposes and others are looking at credit worthiness. What kind of inquiry was it, soft or hard?

It was a hard pull. I was mostly curious b/c I was told when opening the accout (i opened online) that only decision power and telecheck were used for identity purposes. Then I was asked several times if I wanted to apply for credit cards which I declined--I was told that they would pull a report for the cc had I opted to apply for one, but I didn't so I'm just confused about it.

then they definitely should not have pulled it if they told you that. I would try to contact a local branch manager near you and request that they remove it since you were misinformed

http://www.creditbase.com/equifax.htm