Hi.. Opened an acct with a bank, they said that Wells Fargo placed an "abuse" note on my Chex report. Knowing that I have an active checking account with Wells Fargo, I drove over and asked my banker whats going on. She looked up my name in the bank records and do not see any "Chex" or "abuse" recorded. So, if Chex has the record and the bank doesn't, is there a way to do a "DV" or some sort of letter to get them to remove?

Actually that is somewhat common. Chances are the bank did not report you but the loss prevention dept. did. I would try to give them a call and see if you can find out anything different with them. Wells Fargo and WAMU are well known for reporting cutomers to chexsystems for anything and everything.

Sent a DV letter CMRRR to Chex today. Hope this works out.

Sent a FCRA DV to Chex CMRRR on 2/15. We'll see what happens

Ugh... I received DV back from them.

Apparently, it was for a checking account that I had closed (I had 3 bank accts with Wells Fargo wanted to reduce to 1). One of my credit cards who has a auto debit on file was apparently presenting the check to WFO over and over again to a closed account, generating $450 of "fees" before Wells Fargo "chexed" it. Of course, I never received notification from WFO or the credit card company, and both accounts are present til this day.

Does anyone have any advice as to escalating this issue? This was from 2005. Thanks

yes, that is typical, send in letter 2

Where can I find a letter 2 template?

www.chexvictims.net