I disputed with Experian a studen loan that was being reported twice--one TL with OC Brazos and the second TL TX Guaranteed Student Loan.
TX Guaranteed status (prior dispute) paid, closed/collection account--this was paid via garnished income tax return, BUT this one was deleted anyways
on the other hand, Brazos the original creditor (i only had one SL for $2465) remained on my CR, but they updated information and the updated info is wrong.
Status: Claim filed with government/account charged off (status before dispute)
Changed to
Status: claim filed with government/past due 180 days (this is obviously wrong b/c it has been paid)
BUT STATUS DETAILS: this account is scheduled to continue on record until April 2008.
SOoooooooooooo, do i let it fall off in April 2008 since only a couple months away or dispute now to get off sooner and if so, how do i dispute?
thanks for the help CB helpers, i hope this is not too confusing!
Full Version: SL status changed but not deleted, What Now?
QUOTE(bullet1313 @ Feb 1 2008, 04:09 PM) 
I disputed with Experian a studen loan that was being reported twice--one TL with OC Brazos and the second TL TX Guaranteed Student Loan.
TX Guaranteed status (prior dispute) paid, closed/collection account--this was paid via garnished income tax return, BUT this one was deleted anyways
on the other hand, Brazos the original creditor (i only had one SL for $2465) remained on my CR, but they updated information and the updated info is wrong.
Status: Claim filed with government/account charged off (status before dispute)
Changed to
Status: claim filed with government/past due 180 days (this is obviously wrong b/c it has been paid)
This was your final status.....this is correct reporting.
BUT STATUS DETAILS: this account is scheduled to continue on record until April 2008.
SOoooooooooooo, do i let it fall off in April 2008 since only a couple months away or dispute now to get off sooner and if so, how do i dispute?
thanks for the help CB helpers, i hope this is not too confusing!
TX Guaranteed status (prior dispute) paid, closed/collection account--this was paid via garnished income tax return, BUT this one was deleted anyways
on the other hand, Brazos the original creditor (i only had one SL for $2465) remained on my CR, but they updated information and the updated info is wrong.
Status: Claim filed with government/account charged off (status before dispute)
Changed to
Status: claim filed with government/past due 180 days (this is obviously wrong b/c it has been paid)
This was your final status.....this is correct reporting.
BUT STATUS DETAILS: this account is scheduled to continue on record until April 2008.
SOoooooooooooo, do i let it fall off in April 2008 since only a couple months away or dispute now to get off sooner and if so, how do i dispute?
thanks for the help CB helpers, i hope this is not too confusing!
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