Hey everybody

I have been out of school for now 2 yrs. I pursed this matter up to a yr after i graduated.
What happened was i started off at a 4 yrs university for one degree. A hardnosed President
stepped in the semester that i started and started getting rid of colleges or condensing them.
The falculty in my college got scared and some went ahead and retired and the others moved or found another teaching
position. So that left 2 people in my entire department the adviser told me that it was going to take me 3 yrs to complete 8CLASSES
to finish up the degree... I was like i have been here 1.5 yrs already ... that does make sense.
SO i switched majors into a related field BUT basically had to start all over. So i now owe about 28000.00 to this University for
one undergrad degree. The other degree i have NOTHING to show for. AND i am still paying for it.
AND no there is no Minor offered...

So what i want to know is HOW i can get out of paying for something i never got.
The university basically broke the contract because they were unable to perform in my opinion.

Thanks
Clyde

Do you owe the money to the school or on loans???

If you borrowed loans, yes you have to pay them. The school might have broken a contract but your lender did not. The lender is not party to the schools actions. You would still have to pay the loans and pursue the school seperately.

is there an organization that regulates schools behavior. In for example this instance?

I taked to a friend of mine here at the university I used to work at. Her response was the school really did nothing wrong.....they always reserve the right to withdraw programs and classes that are not full or are underattended. You had the opportunity to complete the degree, but in a longer time frame. You choses not to. You could have transfered your credits to another school to finish. Instead you switched programs. That was your choice.

Sorry.

it wasn't because the classes need more students , its because there were only two teachers left to teach about 150 students.... EVERY CLASS! i switched majors because the chair of that department suggested i do so after she said it would take ANOTHER 3 yrs. ...

MATH CLASS TIME: 2yrs of junior college + 1.5yrs+3 addition years for the what extra time they told me is 6.5yrs for an undergrad degree...
that is 8 classes left to finish = 3 additional years because there was no one to teach everyone....

Don't u think basically 7 yrs is a bit extreme for any school to have as a time frame. I could have gotten a ph.d in that amount of time
As a matter of fact the people that were in the program were still in it after i graduated with an Architectural Engineering degree 3yrs later, which is what i switched over too from an interior design degree. And so some credits did get pulled over... but
Plus starting over added another $♠16,000 onto my student loan because i couldn't work trying to complete some of the higher math classes required which required a lot of attention on my part.
AND THIS IS A 4TH TIER UNIVERSITY ... so i owe 34,000.00 to a 4th tier school thats said... MIND YOU its in MISSISSIPPI... so thats even sadder. no its not my fault they were the ones that couldn't perform.

I want to know who will get something done about this on a federal level.

In hindsight you should have switched schools. But the bottom line regarding your loans is that you borrowed them and you must pay them. You might get sympathy but the end result will always be the same. The Department of Ed takes has a strong policy that the student is responsible for their own education choices...taking out a student loan does not come with a guarantee of a degree or just...they are simply there to provide you with access to an education. You may now have buyers remorse, but like financing an expensive car, you cant go after the finance company when the vehicle ends up being a dud. Any action you take will have to be against the institution itself, not your lender.

Your focused on the loan , I want to know what to do about the school .
If i can prove the school failed the loan goes away! If my case is strong enough

Well at the time i thought about that , switching but since at the time i was paying my way. I would have had to move somewhere else further from home, in a smaller town and then the jobs are crappy. I couldn't have made it.
This town is the largest for the college i could afford at the time.

No the loan will not go away. You voluntarily switch programs and graduated. You got a degree and an education. Really I dont see any case at all. Its like buying Chevy when you really want a Corvette but the model you want is not in stock. You signed for the Chevy and drove it off the lot. The bank will not forgive your loan because you didnt want to wait or shop at another dealership who might have it in stock. Buyers remorse.

Sorry.