This post is not directly student loan related so the mods certainly can feel free to move it or dispose of it.
This is more of a general observation as I am seeing MORE and MORE cases of people coming up to me with over $50K of student loan debt from what I will call McColleges (not making ANY disparaging remarks on colleges in general)
YOU NEED TO DETERMINE YOUR EDUCATIONAL OBJECTIVES BEFORE GOING TO COLLEGE.
At least in the SF Bay Area, If you are trying to enter the "high tech" (and it is extremely difficult right now and I would argue NOT a good career choice) Then the NAME of the school is GOING (with very high probability) be CRITICAL with regards to you getting your (presumably) FIRST REAL JOB. YOU really are (most likely) going to need a MINIMUM of a BS preferably an MS from a TOP 10 SCHOOL i.e. Berkeley, Stanford, MIT, Illinois, etc. to even have a shot of getting a "high tech" job
WHY ??
Because the employer can get a TOP 10 grad.
College (something the McColleges WILL NOT TELL YOU) graduates today are MUCH MORE numerous than those in the 1940s and 1950s. ALL those studies saying that college graduates over their lifetime will make much more than non college graduates ignore the fact that a college diploma is MUCH MORE common today.
AND
If you are a Mccollege Information Technology graduate in the SF Bay Area then you most likely have WASTED (with waste being strictly defined as the financial expenditure to get a high tech job; the education may or may not have been worthwhile in and of its own sake) a LOT of money and time. I see more and more McCollege graduates working in retail malls and the trades with their diploma being basically worthless.
YOU NEED TO DETERMINE YOUR EDUCATIONAL REQUIREMENTS TO GET THE DESIRED RESULT I.E. CAREER BEFORE ATTENDING COLLEGE.
