Hi, I just posted...It is a private student loan(s) that went back to the guarantor and they went out of business and sold it to Arrow, so I think it will be handled as a regular debt acct, but I thought some of you may know about the pay for deletion, as they deal with student loan debt. It is close to being erased from the credit reports, but I do not want it to pop up in the future if I settle one day.

Thanks,
Lorree

Student loans private or federal are never sold to CA's. If a guarantor were to closed, they would sell their portfolio to another guarantor to handle. So no it will never be handled as a regular debt account.

HEMAR is under the umbrella of Sallie Mae, so the answer is no, they will not do a pay for delete.

Thanks Lynn--mine is with Arrow not another guarantor. Even though Hemar is under Sallie mae too. I know Arrow is under the umbrella of Sallie mae, but I know Arrow tried to sell this to another CA recently, so it seems it is out of the student loan system now.