While applying for Patelco Checking, I only got approved for Tiered Savings, due to Chexsystem, is it even worth it is my question? If I get Direct Deposit with them, would they eventually offer me a checking account?

Also, if I open this saving with Direct Deposit, and offer to use this acct as a payment for loan/credit , that I could be approve for a small amount (under $1000) if I offer to pay directly from the account with my Credit ?

Your scores are a little tough to get approved with Patelco I think, but I started where your at just 18 months ago and I now have many prime lines. Just keep chugging along and ask questions just like you are now and it will get there. This will most likely be moved to the credit forum as it is a Credit question most of all.

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