I have two med bill accounts with the same ca, do I send two DV letters or just one referencing both accounts ? They are for two diff visits to different providers/OC's. Do I keep them seperate and go through the process seperately ? I guess since they are both different OC I would. I know that I have disputed multiple accounts with a CRA in one letter but not sure if it is the right thing to do with a CA. I tried to do a search to find the answer, but didnt find anything.

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Have you opted out?
Have you deleted old addresses ( if possible)??

Have you sent the medical dispute letter to the CRA's?( list all medical accounts)

http://whychat.5u.com/hipltr.html#DISPUTE

If these are not deleted, and they are OLD, ( over 4 years old) then you can use the medical DV/SOL letter and IF the CA is posting both accounts on your report you can list them in one DV.

http://whychat.5u.com/ltrcavalhipaa.html

If they are recent, and accurate, and your receive a verification from the reporting CA or the OC's, then you can pay them with the HIPAA letter insert "a", in THAT case you would have to send separate money orders and separate letters to each OC.

I deleted old addresses and opted out.

In looking over the prehippa letter, it looks like just a dispute letter with some procedural requests added. Is there something I am missing or how it relates to hippa procedure. I am trying to get a better feel of what its purpose and power is versus if you just send a dispute letter.

thank you

As i understand it..

It seeks to establish a link between the CA and the OC. For HIPPA they can not report a paid collection if paid to the OC and they can't report a medical collection unless they can prove they have a signed HIPPA auth form by you.

If they are still talking to the OC, they will be able to provide you with the requested information and you can then move on to pay the OC and put the CA back in the corner under HIPPA once the OC accepts the money.

WhyChat will probably correct me, but thats the gist I get from it.

SJ

All of this from just the pre-hippa letter ?

Or is that the purpose of the whole process ?

I have read your posts and wish to inform you that the HIPAA letter program includes several internal links that completely explains how the program works, why it works and what the legal basis is.

If you have ANY questions that are not already answered on my website, please PM me and I will not only answer them, but put any information that I omitted onto my website to help others.