CreditBoards > Original SL TL

raingirl

Jul 15 2007, 09:36 PM

First let me say thank you for all the guidance you gave me over a year and a half ago on rehab and consolidation.

Today I show good solid on-time payments!

I do have a question, SMae is the original creditor and looking over the CR's again today, I found they show date of last activity as 12/2001, yet last payment as 07/2002 on all of these TL's.

Since I am seeking to have them removed (obviously!); should I try to have the 'payment' date changed? Or is this the date they defaulted to the DOE?

And should I do them all all separate or together?

Your insight is much appreciated!

LynnInMN

Jul 15 2007, 09:39 PM

QUOTE(raingirl @ Jul 15 2007, 09:36 PM)

First let me say thank you for all the guidance you gave me over a year and a half ago on rehab and consolidation.

Today I show good solid on-time payments!

I do have a question, SMae is the original creditor and looking over the CR's again today, I found they show date of last activity as 12/2001, yet last payment as 07/2002 on all of these TL's.

Since I am seeking to have them removed (obviously!); should I try to have the 'payment' date changed? Or is this the date they defaulted to the DOE?

And should I do them all all separate or together?

Your insight is much appreciated!

Everything is hinged on your actual default date, not the DOLA.

raingirl

Jul 15 2007, 09:45 PM

How do I determine which date that is?

I am assuming it is after the DOLP; or is it last activtiy?