Hi, I'm a newbie and have been reading feverishly for the past few weeks. I am so glad I have found this forum, you guys rock! I need some advise on how to proceed.
I pulled my credit reports and found a CA is reporting that I owe $86 to a dentist from 4/05. I don't remember receiving a bill. I did see this dentist and I do remember that they were suppose to bill me. This bill might have slipped through the cracks. I phoned the dentist this morning and they told me that I would have to talk to the CA, but they have to call back and provide me the number.
What should I do now? Is it still possible to have this baddy removed from my CR? Should I try PFD?
Please help.
Full Version: Need Help Removing A Baddy!!!
QUOTE(Step2Me @ Jun 8 2007, 03:09 PM) 
Hi, I'm a newbie and have been reading feverishly for the past few weeks. I am so glad I have found this forum, you guys rock! I need some advise on how to proceed.
I pulled my credit reports and found a CA is reporting that I owe $86 to a dentist from 4/05. I don't remember receiving a bill. I did see this dentist and I do remember that they were suppose to bill me. This bill might have slipped through the cracks. I phoned the dentist this morning and they told me that I would have to talk to the CA, but they have to call back and provide me the number.
What should I do now? Is it still possible to have this baddy removed from my CR? Should I try PFD?
Please help.
I pulled my credit reports and found a CA is reporting that I owe $86 to a dentist from 4/05. I don't remember receiving a bill. I did see this dentist and I do remember that they were suppose to bill me. This bill might have slipped through the cracks. I phoned the dentist this morning and they told me that I would have to talk to the CA, but they have to call back and provide me the number.
What should I do now? Is it still possible to have this baddy removed from my CR? Should I try PFD?
Please help.
First, stay off the phone, nothing good comes from that!
Since it's reporting on your credit report, you'll need to do a couple of things:
Opt out
Delete old addresses
Then send medical dispute letter(below) to the CRA's reporting this account. Wait for the results.
http://whychat.5u.com/hipltr.html#DISPUTE
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