Got a letter yesterday from one of the two OCs on my credit report as collections. I paid them using insert A from the CRA. They are deleting the record from the CA and there was a line about reporting the debt as paid. Shouldn't be too hard to get off after that though since the CA can't exactly respond to any CRA queries if the CA has deleted and purged the account from their records.
Whychat... Thank you so much for taking the time to fashion those letters and post the HIPAA process on your website.
Also, on the other collection, I used insert B and received a very hostile letter back from the OC saying that I never provided the insurance information to them. This is not part of the HIPAA program, but I went ahead and filed a BBB complaint and the company responded within 5 days that they were contacted the insurance company (this is a 5 year old account), confirmed my eligibility and were deleting the account from my credit report.
Full Version: Success with the HIPAA program
QUOTE(akathelorax @ Jun 1 2007, 10:38 AM) 
Got a letter yesterday from one of the two OCs on my credit report as collections. I paid them using insert A from the CRA. They are deleting the record from the CA and there was a line about reporting the debt as paid. Shouldn't be too hard to get off after that though since the CA can't exactly respond to any CRA queries if the CA has deleted and purged the account from their records.
Whychat... Thank you so much for taking the time to fashion those letters and post the HIPAA process on your website.
Also, on the other collection, I used insert B and received a very hostile letter back from the OC saying that I never provided the insurance information to them. This is not part of the HIPAA program, but I went ahead and filed a BBB complaint and the company responded within 5 days that they were contacted the insurance company (this is a 5 year old account), confirmed my eligibility and were deleting the account from my credit report.
Whychat... Thank you so much for taking the time to fashion those letters and post the HIPAA process on your website.
Also, on the other collection, I used insert B and received a very hostile letter back from the OC saying that I never provided the insurance information to them. This is not part of the HIPAA program, but I went ahead and filed a BBB complaint and the company responded within 5 days that they were contacted the insurance company (this is a 5 year old account), confirmed my eligibility and were deleting the account from my credit report.
WTG!
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