My student loans were defaulted at one point, but two years ago, i borrowed the money from my dad and paid them off completely.

This was before CB, and before I really knew anything at all about credit.

Well now, my credit report is showing many 30, 60, 90 and so on lates for two of my student loans.

Is there anything I can do about these? Since it's already been paid, I cant rehab them, can I?

It's only been two years since they've been paid, and I really dont feel like waiting another 5 years for these damn things to fall off, but I think that's going to be my only option, I was just wondering if anyone knows of anything I can do.

Also, do they fall off from the last date reported, or from the first date reported? I'm not sure how it works with student loans.

Thanks!

In order to rehab, there has to be a loan balance to rehab. So the answer is NO.

It will fall off 7 years from the date that your guarantor paid the claim.

well crap.

kind of what i was expecting though



okay, what does that mean exactly, who exactly is the guarantor?....please bear with me, i'm still really new at this.

The guarantor is the agency that paid your original lender the insured amount you owed when you defaulted. They usually, but not always, are the Department of Higher Education in some state.