I can consolidate 3 student loans that I have or I can leave them be. Does it help my credit report to show 3 on time payments on 3 different loans? if so I will leave it alone but if SL's are looked upon differently then I will consolidate so I wouldn't have to deal with 3 different institutions.

By the way payment is not an issue so I'm not concerned about lower payments through consolidation, just credit scores.