I've been searching/researching for quite a while and I think the more I read, the more confused I become! I am hoping that the highly intelligent, super helpful & friendly folks here can offer some advice. Hghlighted below are the accounts I'd like to see removed from my CR…along with my thoughts on how to go about doing so. PLEASE be so kind as to provide your thoughts/advice.
1. Medical bill - service date 9/2003. Placed w/ CA 11/03, date to be removed 9/09. Originally, I was going to send the HIPPA letter with payment but now after reading, am not sure if this is the best move? Help!
2. Despite my efforts, it appears a brand new medical CA just appeared on my report. I paid part of this to the CA with the promise they would not report. Freakin liars!
Should I now sent HIPPA to the OC?
Thanks for the help!!
Cath
Full Version: Something old, something new - no pennies in my shoes!
QUOTE(Cath @ Mar 21 2007, 03:44 PM) 
I've been searching/researching for quite a while and I think the more I read, the more confused I become! I am hoping that the highly intelligent, super helpful & friendly folks here can offer some advice. Hghlighted below are the accounts I'd like to see removed from my CR…along with my thoughts on how to go about doing so. PLEASE be so kind as to provide your thoughts/advice.
1. Medical bill - service date 9/2003. Placed w/ CA 11/03, date to be removed 9/09. Originally, I was going to send the HIPPA letter with payment but now after reading, am not sure if this is the best move? Help!
2. Despite my efforts, it appears a brand new medical CA just appeared on my report. I paid part of this to the CA with the promise they would not report. Freakin liars!
Should I now sent HIPPA to the OC?
Thanks for the help!!
Cath
1. Medical bill - service date 9/2003. Placed w/ CA 11/03, date to be removed 9/09. Originally, I was going to send the HIPPA letter with payment but now after reading, am not sure if this is the best move? Help!
2. Despite my efforts, it appears a brand new medical CA just appeared on my report. I paid part of this to the CA with the promise they would not report. Freakin liars!
Should I now sent HIPPA to the OC?
Thanks for the help!!
Cath
You need to start the HIPAA process with opting out and deleting old addresses.
You THEN send the medical dispute letter to the CRA, in your case you can send the dispute for BOTH medical accounts in one letter to each CRA.
http://whychat.5u.com/hipltr.html#DISPUTE
As to the CA who "lied" -- that is their nature, do NOT have any further contact with ANY CA.
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