This is that account from 2000 that hospital did not bill to insurance,was never sent a statement etc..
I have a printout from the hospital that shows the date of service.It was sold to NCO, then passed around.
The same account with the, the unsigned court papers & following those the ( deal for you dunning letters).
If you remeber I tried to handle this on own & called Insurance/hospital.So I know it is re-aged as well & the hospital tried to tell me they did not have to bill insurance that it is just a courtsey.They also claimed could not find me but I was at same address from date of service until last year.
It is reporting as opened 2004,date staus 2005,reported scince 2005,1 month terms,installment,showing a credit limit ( more then services were ) and a balance 200.00 dollars more then that. Status: collection account
Original creditor the hospital.Scheduled to come off in 2011.
So today DH gets 3 envelopes from EXP.
1 has a credit report on the front it says to assist you in understanding your correction summary. The collection is still there reporting as above.
1 envelope has a kiss our butts we already investigated/verified ,Unless have new info blah blah blah.Also says to do it online ( I dont think so) grrr.
3rd envelope is a letter explaining what a CRA is & does.
2 days ago DH also got an inquiry alert on EXP from JB who has this account.Kind of weird as EXP says wont investigate & we have not contacted JB at all ever.
This was results of Pre-Hipaa with the any services from that hospital would be obsolete sentance added in.
Sorry so long making sure I give all info.
So next steps?
TU deleted so far & EQ is still investigating.