I just got my "congratulations" notice from DOE stating
I have been rehabilitated, but I'm really not sure who
to send my February payment to.

If I was still in default, my February payment would be
due 2/15/07 to Allied Interstate.

The notice I got from DOE on 2/07/07, states that my
payments are now payable to my new lender, CFS.

CFS sends me a notice that my first payment is due on 3/7/07.

Any idea who I should be paying? I like the CFS way,
my payment amount is less than when I was in default!

Thank you in advance!

I was hoping for that answer, but I just needed that added assurance. You know how things can get twisted. I can interpret something one way and before I can even blink the US Govt is snatching my refund because I didn't quite read it the way they had intended it to be read.

It was a scary year for me. I did not want to be haunted by Allied again! On 2/07/07, the day I got the DOE letter, Allied called me to ask when I would be making a payment. You'd think they would know before DOE if I completed my rehabilitation, but I guess they didn't.

Thank you!

Allied in the CA working on behalf of the DOE. The DOE does all the paperwork for rehab. The CA is the last to find out.

Ah, that explains it then.

While I have you here...

Almost a year ago, I was being threatened by wage garnishment because of my defaulted student loan. The CA hounded me at home and work. They were pretty creative in making a person nervous. OK, I was in a state of panic! I knew of no one else in my situation so had no one to turn to to ask questions. Luckily, while searching google, I stumbled upon this forum and started reading.

There were so many people facing the same crisis and they were getting answers. I braved it one day and decided to ask my own question. You answered my question. You made suggestions and directed me to the people who would be most helpful to me.

I've gone from writing to the Ombudsmen, to the MN attorney - who was not too happy about Allied's tactics, to negotiating a reasonable and affordable payment (a little over 10%) with Allied, to entering the rehabilitation program and making on-time payments to the end of my default status and 30 days from my tax offset being lifted! (I spoke to the Treasury representative today on it)

I'm excited and thrilled, and I owe a big thanks to you! So....

THANK YOU, THANK YOU, THANK YOU!