Hello

I have 5 older medical collections on my reports. Most of them are small (4 range from $37-$172 and the other is $660). They are all from 3-4 years old and I've never heard anything from the CA's other than an occasional letter or phone call.

They all occurred while I was in school and covered by both the school's insurance as well as my parent's! I was legitimately covered but it was probably my fault in not getting the proper paperwork to the appropriate parties. I'm hoping there is still hope for these. I would even be willing to pay them if they would delete them.

I've read the HIPAA act but it's a bit confusing for a newbie. Any advice on how to approach these would be appreciated.

Hi jm

Opt out
Delete old addresses
Send medical dispute letter(below) to the CRA's(wait for the full response before proceeding to the next step)

http://whychat.5u.com/hipltr.html#DISPUTE

[/quote]

Hi jm

Opt out
Delete old addresses
Send medical dispute letter(below) to the CRA's(wait for the full response before proceeding to the next step)

http://whychat.5u.com/hipltr.html#DISPUTE
[/quote]

Thank you!

Would it be ok to add at the end: If you cannot provide this information, please delete this entry from my credit reports?

[quote name='jm1981' date='Feb 7 2007, 06:22 PM' post='2058100']
[/quote]

Hi jm

Opt out
Delete old addresses
Send medical dispute letter(below) to the CRA's(wait for the full response before proceeding to the next step)

http://whychat.5u.com/hipltr.html#DISPUTE
[/quote]

Thank you!

Would it be ok to add at the end: If you cannot provide this information, please delete this entry from my credit reports?
[/quote]


Whychat states to send letters as written. Do not add or take away and follow complete instructions.

GL

[/quote]


Whychat states to send letters as written. Do not add or take away and follow complete instructions.

GL
[/quote]

Ok - I will send the letters out within the next week. Thanks for the help, guys!

YW

You're welcome.