My question is when do school loan trade lines drop off (if they are negative) from a credit report? Seven years after you pay the loan off? Or do they ever completely drop off your credit report? My understanding is that they will drop off but I am confused about exactly when. Thanks for any response, I think this community is awesome.

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[font="Microsoft"]Zarjnn out.

See sticky on top. Or give us detail on what happened. The basic answer is 7 years from most recent eligible reportable occurrence.

Currently I have been paying my school loans for about two years with no hiccups in payment. I have defaulted twice I believe, but have rehabilitated once, and got payments back on track. Thus my question is when do I date when the negative TL's come off? Is it seven years after the second occurence when it was reported in default?