Saturday Night Live - Target Store Skit: ID required!

Target Cashier: "Debit?"
Customer: "Credit."
Target Cashier: "May I see your driver's license?"
Customer gives cashier driver's license.
Target Cashier: "It's a match."

All of this done like it is the regular everyday routine! This is outrageous! Saturday Night Live is training consumers to be idiots! Everybody call Saturday Night Live and set them straight.

And immediately call 1-800-VISA-911 if anyone ever does this to you in real life.

No ID for credit card purchases ever!

I know the Post Office won't take a cc/debit card without a signature, and they always ask for my ID/DL to verify the signature.

I have no problem with that.

we've had several lengthy discussions on this subject before.

Call 1-800-VISA-911 to file an incident report immediately, and make sure that post office never asks for ID again just to compare signatures with a signed credit card.

I always use credit instead of debit and get asked for my ID about 50% of the time.

What's the problem with this? I'd rather it be this way than someone steal my card and use it with no concern of someone checking ID.

there's a Visa/MC policy forum on this board for these discussions, right?

And MEN......BURN YOUR DRAFT CARDS!!!!!! WOMEN......TAKE YOUR BRAS OFF AND BURN THEM!!!!! FIGHT THE POWER!!!!!!!!!!

LOL, just kidding, even though i am fan women taking their bras off!

I am a CS manager for a furniture store and when someone uses a cc or debt card we ask for ID. Reason being we have had people try to use a stolen card before. Alot of people do not sign the back of their card or the signature gets worn off. There was even a case where someone did not sign the back and the card was stolen so the theft signed it for them.
I get more hassle from people not wanting to give an ID for using a check then a cc/debt card.

Each time you request for a customer to show you their ID for a credit card purchase when the customer gives you a signed card is a violation of Visa AND Mastercard Merchant Agreement Policies. The only times you are allowed to check ID is if the card is NOT signed, in which case you are to compare signatures on their identification to the slip to make sure they match AND tell the customer to sign their card. If the customer refuses to sign their card, you are to REFUSE the transaction.



Edited to fix format in the "quoted" text

SNL is a show. A comedy show. I really hope people are not calling NBC to complain about this. It defines 'trivial.'

I really do not care what the rules are. If asking for an ID to help prevent fraud works I will continue ask and I am not going to refuse a sale because someone does not want to sign their card. I will ask for their ID.
Also 9 times of 10 the customer usually already has both their ID and CC out before they even come to the counter.

The reason that they are not to ask for id is because ID's can be forged signatures are a lot harder. this is way the should process the transaction, is you hand them your card they run it through and then you sign the receipt they are then to hold up the signature next to the one signed on the back of the card and see if they match which no one does just as no one really pays attention to your id or your signature
see link below

http://www.zug.com/gab/index.cgi?func=view...thread_id=50468

Where's GEORGE when you need him

COME BACK !!!!

Unless you are still carrying one of those ID's that that were 2 pieces of plastic that you can tear apart and glue back together ID's are very hard to forged. Signatures on the other hand are very easy all you need is about 30 mins of practice. Even as a teenager I was signing my mom and dads name to everything.

Also we do not give out receipts to customers to sign we have invoices. They have to sign a signature pad and after they press accept it shows up on the computer screen.

Citi supposedly offers the option to have your photograph put on the CC, and that's an option I plan to use. I haven't got anything from Citi yet in the mail, so I don't yet know what needs to be done...

I usually don't fret too much if a merchant asks me for ID when I use a CC (even though it's a violation of the CC network's policy), but I'll crack up (and possibly raise a stink) if a clerk asks me for ID when I use that Citi card!!

...and you compare the signature with the one on credit card.

Never show ID for credit card purchases ever!

MY POST OFFICE DOESN'T DO ID's ON SIGNED CARDS

THEY DON'T DO CID or UNSIGNED CARDS

(REFUSED)

I prefer they ask for I.D

[quote name='iceblulady' date='Dec 28 2006, 05:13 PM' post='1979284']
[quote name='screwedbysears' post='1979245' date='Dec 28 2006, 04:52 PM']

Unless you are still carrying one of those ID's that that were 2 pieces of plastic that you can tear apart and glue back together ID's are very hard to forged. Signatures on the other hand are very easy all you need is about 30 mins of practice. Even as a teenager I was signing my mom and dads name to everything.

[/quote]


Ummm....I hate to break it to ya, but IDs are anything but hard to fake. My cousin (college student) just got her first fake ID for $150.00, and it looks just like the real thing. Lo and behold, $150 and she's now 21....Voila. I myself had one when I first started college, since most of the sports bars and other places in Gville were 21+ only. I'm not saying this is legal, but it happens more often than not...I'd bet 75% of high school and college students have one, and most of them are just like the real ones, holograms and everything. You can have it say whatever name you like on it, along with your real picture.

Point is, if a theif is anything but a total idiot, he'll have already either gotten a fake ID before he goes to use the cards he stole, or he'll have cloned the info off the mag stripe on the card he stole to a new card, WELL BEFORE you ever get to see his smiling face. For a real CC fraudster, checking his ID isn't guna do squat.

So, the net result of your insistence on IDs is probably very unlikely to stop an actual CC theif and a lot more likely to inconvenience and P.O. your true customers. Especially if they forgot their license or something. Plus, as stated here, it is definitely against the issuer's policies, and eventually someone will probably report you.

The multibillion dollar CC companies already fully protect their customers from fraud and unauthorized use, they really don't need a checkout clerk to help them out.

My two cents anyway.

I thought the skit was not that funny but I knew some people would get all bent out of shape because of the ID check. LOL.

Most consumers have zero liability when paying with a credit card, so the prevent fraud - for your own good BS is meaningless. As a consumer using a credit card I'm more worried about the cashier memorizing my driver's license and perpetuating some sort of fraud than I am about some one stealing my card and using it with out my knowledge. Merchants agree to the terms. If they don't like the terms or are concerned about their own personal liability they shouldn't accept credit cards. Signing the card and refusing to show ID is the best way to protect you from fraud.

One more thing! The more reveling information on a driver's license number is your home address. You are telling thieves where you live.

I'm sure others have said (and I hate to hijack this thread -- which is in the wrong place anyway ), but Glad to see you back GEORGE and I hope that the Chrisrtmas buying season wasn't too stressful for you... (not that I think you're a wimp or anything.) Happy New Year's to you.

John

Which is why it is so disturbing to see something like this acted out on Saturday Night Live like it is the normal everyday routine- training consumers to be idiots- giving their IDs to anybody, and believing whatever BS lies these horrible merchants make up.

Immediately call 1-800-VISA-911 if anybody does this to you in real life.

No ID for credit card purchases ever!

Do you seriously think that a cashier is going to use his or her photographic memory to remember your information, when he or she probably has 10 paper checks in the till with a name, address, DL, and checking account number?
Merchants agree to terms. The person making $6.75 at Wal-Mart didn't, and almost certainly doesn't care about any "education" passed on from a customer.

Although it has been well over a decade since I've been on that side of a cash register, I can tell you firsthand that people make up all sorts of insane laws and policies that don't exist. After a cashier's third or fourth day, it all gets filtered out.

As a customer, I just want to buy whatever I have, and go home. Holding up a line of people out of paranoia or morality is just being an anchor on society.
So do you also cover your license plate number, and alternate routes between work / home, just in case thieves are following you when you're driving?

The real irony here is our credit scores. Based solely on the two of us (our scores are fairly similar), if a cashier did manage to steal our identites, the joke would be on them.

the iceblulady works for the store, not for the cc company. it's not her job to 'protect' the credit card bank. sorry about your fraud concern, but those 'losses' are supposed to be covered in your everyday product pricing and your store's insurance. No one ever guaranteed your store's owners a profit when running a business.

Call me paranoid. I do monitor my surroundings when I'm driving. I also make sure no one is parked outside my home when I leave. There are only so many things within my control. I accept risk that I can't control. I try to avoid unnecessary problems by advocating procedures that are in place to protect consumers and most importantly my family. Arguing with a clerk is not necessary. If they want the ID I tell them I'm not showing it and they can either complete the transaction or I'll take my business somewhere else. It works most of the time.

here's the thing...

Visa/MC FORBIDS merchants asking for ID.

If you want to show your ID, fine...go for it...

if you want to hand your wallet to a stranger on the street, more power to you

if you want to stick a fork in an electrical outlet, I won't stop you



but the merchant IS NOT allowed to ask for ID, and they can lose their ability to accept credit cards if they do so...

Which furniture store?

Why so you can call and cause trouble...
uummm...no
Thank you and have a nice day

A new Saturday Night Live Target Store Skit episode aired tonight. This time the cashier correctly compared the signatures and did not ask for ID. Glad to see Saturday Night Live got the message.

Immediately call 1-800-VISA-911 if any merchant ever asks for ID for a signed credit card purchase.

No ID for credit card purchases ever!

The local post offices in this area USED to ask for ID, but when I politely refused and reminded them consumers were encouraged to call and report merchants who asked for ID in violation of their TOS, they changed their policy. They no longer ask for ID for CC purchases. They even took their sign down that indicated additional ID was req'd for CC purchases.

I do not show additional ID.

I do not stop to have my receipt or shopping bags inventoried when leaving wmart either.

Well yeah. It's SNL.

I liked the ZUG link

I'm going to start signing credit terrorist and see what happens.



Peace

That's wonderful! Thanks for taking the time to help make a difference!

Yet another brand new Saturday Night Live Target Store skit episode aired this weekend. Thankfully, there was no ID garbage this time either. The customer paid with MasterCard and the transaction was authorized/approved/completed.

CREDIT CARD SIGNATURE IS ALL THE ID NEEDED

When you pay for merchandise with a Visa card, MasterCard, or American Express any store that accepts these cards should accept yours too, no questions asked. It's part of the deal that merchants agree to when they become participating members.

They must check your signature and the card - electronically or by telephone - to be sure it's valid. Once the answer comes up yes, they can go ahead and charge. They can't ask you for any further identification - not a license plate number, Social Security number, proof of address, phone number or picture ID.

Your personal ID isn't needed because Visa, MasterCard, and American Express all guarantee payment on cards that have been properly checked. If the issuer mistakenly authorizes a sale on a bad card, it should make good. MasterCard says that merchants receive instant settlement. The contract MasterCard merchants sign specifically prevents them from asking for personal ID.

Unfortunately, not all merchants play by the rules. Some, apparently, haven't read them.

WHAT YOU CAN DO

MasterCard wants to hear about merchants who break their rules. Send the name and address and an account of what happened to MasterCard WorldWide 2000 Purchase St. Purchase, NY 10577. The merchant's bank will get a stiff letter, ordering it to investigate and bring the offending store into line - or pay a $2,000 fine.

Visa enforces the same rules as MasterCard. "When we hear about a violation, we ask the bank that signed the merchant to get together with the merchant and see that the practice is stopped," Visa representative states. To report a merchant, send a letter to the bank that that issued your Visa card or call 1-800-VISA-911.

American Express also prohibits merchants from asking for IDs. "All a merchant is supposed to do is take an imprint, make sure the signature matches and swipe the card through the terminal, to get authorization."

I thought it was stupid... and didn't the ups guy walk out without paying for his stuff?

Actually, everything in the skit bordered on ridiculous (nosey cashier from hell)- so maybe they were saying that asking for id is ridiculous?

Ridiculous indeed. Nosey cashier from hell indeed. Demanding ID is just about the most offensive and insulting violation the idiot cashier could do to a customer. You compare the signature on the back of the credit card with the signature on the receipt. ID should never be asked for at all. No one should ever be put through such nonsense.

Never show ID for signed credit card purchases.

No ID required for signed credit card purchases. Merchants cannot require ID.

If a merchant tries to require ID, immediately call 1-800-VISA-911 to ensure they never do again.

VISA: 1-800-VISA-911
MasterCard: 1-800-300-3069


Also easily report merchant violations online at:

http://www.mastercard.com/us/personal/en/c...violations.html

Check the box that says "Merchant required ID"



Never show ID for signed credit card purchases.

No ID required for signed credit card purchases.

Make sure your community is 100% violation-free.

Quote of the Day. Even if it is almost two years old.




Ummm, no. Forging a signature is the easiest "security" measure to sidestep. Ask any middle-school kid in the office before school.

As to the original premise of the thread... I swear the OP has got to be a laugh-riot at parties. Double-

I'd pay a cover charge at the door to watch OP do standup.

To report, simply call 1-800-VISA-911, press zero twice, and ask to file an “incident report” regarding a merchant violation/merchant who required ID. Crooked merchants shape-up quickly to avoid suspension. Make sure your community is 100% violation-free.

predictable

IF YOU FEEL SPECIAL BY SHOWING ID...GO FOR IT

Can someone clarify something for me, since I swear I read this on the Visa/MC site, but then see these lovely threads....

isn't California exempt from the Visa/MC of "no ID required, and it's against the rules to ask"?

Which means, in CA, they CAN legally ask for ID.

is that correct?

How about a Pet Store Clerk swiping my girl friends Visa card and then asked for picture id. When my GF refused the clerk refused her purchase and she had to walk out without anything.

Next months statement the Pet Store charged the purchase and no refund.

Remember once the card is swiped and approved the purchase is complete!!!! and the merchant has their money. Why would you go through an unnecessary step in checking id. It is all after the fact the merchant has been paid already!!!!!!!

You MUST make sure the sale is VOIDED by management before leaving the register
(even if you hold up the line for 10 minutes)

THEY "CAN" ASK TILL THE COWS COME HOME...when I say NO...they get to back off or THEY are in violation

The California law has no effect on the Visa/MC rules which prohibit merchants from requiring ID. All the law means is the state itself does not stand in the way of ID checks. Merchants are free to enter into contracts with Visa/MC that are more restrictive. Merchants cannot make ID a condition of acceptance. Report violation (if any) as usual to Visa/MC and the nonsense will stop.