So about two years ago I took out a $18k private student loan through Chela. I'm in repayment and the interest rate is up to 10.82%. I pay $194.30 a month - $51.80 going to the principle amount and$141.52 going to interest. The payments are relatively okay for me to pay. But I feel as though I seriously will be paying this loan off for the REST OF MY LIFE !
Is there any way for me to get a lower interest rate? I need more to go to priniciple amount. Any input/advice, anything at all I would appreciate. Thank you guys !